SUPER VISA INSURANCE
Since December 1, 2011, Parents and grandparents of Canadian citizens and permanent residents have a new option for visiting Canada. They may be eligible to apply for the Parent and Grandparent Super Visa and enjoy visiting their family in Canada for up to two years per visit without the need to renew a visa for up to ten years.
There are several requirements for this Super Visa program, including the need to prove that valid Canadian medical insurance coverage has been purchased for at least one year (Super Visa Medical Insurance), for the applicant.
We offer Super Visa Insurance, otherwise known as Super Visa Medical Insurance, Super Visa Health Insurance, or Visitors to Canada Insurance (and/or regular Travel Insurance Products) from RSA Travel Insurance (formerly etfs), Group Medical Services (GMS), Manulife Financial, RBC Insurance, SRMRM, Travel Underwriters, TIC Insurance, and Travel Guard, among others. All carriers offer the ability to obtain quotes and obtain your Super Visa Insurance, immediately and affordably direct from our website. Our Comparison Calculator allows for easy comparisons of rates and coverages from each carrier, on a side by side basis.
Please do not hesitate to contact us directly if you need assistance comparing the various carriers and making recommendation specific to your needs. We offer Super Visa medical Insurance from all major Canadian Insurance Companies that conform to the CICs Super Visa for Parents and Grandparents Program.
Please keep the following in mind:
- The coverage must be for a minimum of $100,000.
- The policy must have a minimum duration of one year.
- Refunds will be provided if you are unable to obtain a Visa for Entry to Canada (so long as the reason is beyond your control).
- If you leave Canada before one year is up, you can get a refund on the unused balance (so long as there are no pending claims and the balance owing is more than $25).
- We have plans available that COVER PRE-EXISTING CONDITIONS as well as those that DO NOT COVER PRE-EXISTING CONDITIONS. The plans that cover pre-existing conditions only do so for those that are stable. Stable means that there is no change in medication, no pending tests from the doctor, no information from the doctor that anything has changed with respect to their pre-existing health condition.
- Deductibles can be used to save on the total premium. The discounts vary by carrier but are generally in the range of 5 - 20%.
- If you decide to stay for more than one year, then you will need to purchase a new policy 8 days before the expiry of the old policy.
STUDENT TRAVEL INSURANCEInternational Student Insurance may mean the difference between the best experience in your life, or one of the worst. You dont want to be stuck away from home without International Student Travel Insurance if you happen to suffer from an unfortunate accident or illness.
Whether you are a full-time Canadian student studying out-of-province or in another country, or an international student studying in Canada, it's wise to ensure you have the financial protection against unexpected medical expenses that International Student Travel insurance provides.
Student Travel Insurance offers:
- Up to $1 million for emergency medical and non-medical coverage for covered risks.
- Available to Canadian students studying abroad or out of province and International students studying within Canada.
CANADIAN VISITOR INSURANCE
Travel Insurance is a necessary part of planning for your travel needs. Travel Insurance may be the only way to prevent financial disaster if you suffer from an illness or accident while away from home. How would you be impacted, and how much would medical care cost if you or your family were injured or became ill during your trip outside your home province, or outside Canada and did not have the travel insurance to cover the expenses? How much would it cost if you needed to cancel your trip or to come home early? Travel Insurance for Travelling Canadians can protect you from these, and other unexpected expenses.
Travelling Canadians can choose from the following options:
- Single-Trip Travel Insurance Plans: Provides coverage for one trip for the number of days purchased. No age limit but the you will have to answer medical questions if you are over the age of 55.
- Quick Trip Travel Insurance Plan (Manulife): Provides coverage for one trip of less than 18 days for those 55-74 years of age. There are no eligibility questions for this option.
- Multi-Trip Travel Insurance Plans: Provide coverage for an unlimited number of trips during the policy year for the number of days purchased. Options of 4, 10, 18 and 30 day plans. No age limit.
- All-Inclusive Travel Insurance Plans: Provides several benefits all in one plan. It covers Emergency Medical Insurance, Trip Cancellation & Interruption Insurance, Baggage Loss, Delay & Damage, Flight Accident and Travel Accident Insurance.
- Travel Canada Insurance Plans: Provides Emergency Medical Insurance if all travel is within Canada at up to 50% off the regular Single-Trip Emergency Medical Plan rates.
- Trip Cancellation/Interruption Plan: May be purchased as part of an All-Inclusive Plan or separately. If purchasing separately, must be purchased within 8 days of booking your travel plans.